On the Record
A monthly note for Canadian financial advisors on the rules, the tools, and the work that stays with you.
Current issue
Issue 1September 15, 2026
On the Record, Issue 1
Rules, privacy, Microsoft and the map, from 15 August to 11 September 2026.
What you get
The rules
What CIRO and the Canadian Securities Administrators published, and whether any of it touches client records, know-your-client, suitability or the use of AI.
Privacy
Where PIPEDA, its proposed replacement, and Quebec Law 25 stand, and what is in force today.
The tools
Changes to Microsoft 365 and Copilot that affect how a meeting is recorded, and what an advisor's file still needs.
The map
Progress on Your Side of the File, the map of the work an advisor personally owns, with a note when each entry is ready.
A note from the work
A short note from Sandra Lyne on what the work itself is turning up.
Free
No cost, and you can unsubscribe at any time. A five-minute read.
Who writes this
On the Record is written by Sandra Lyne, founder of Northern Catalyst. Northern Catalyst builds documentation tools for Canadian financial advisors. It is not a financial advisor, not a compliance consultancy, and not a vendor with a sales team.